Wednesday, August 17, 2011

Dell lowers revenue forecast, shares fall (AP)

SAN FRANCISCO ? Dell Inc.'s second-quarter net income rose 63 percent on stronger spending by corporations and government agencies. But its stock dropped as revenue fell short, and the computer maker lowered its revenue forecast.

The stock fell 94 cents, or nearly 6 percent, to $14.86 in extended trading Tuesday, after the results were reported.

Net income rose to $890 million, or 48 cents per share. Dell, which is based in Round Rock, Texas, earned 54 cents per share on an adjusted basis, which beat the average estimate of 49 cents per share from analysts polled by FactSet.

In the same period last year, Dell earned $545 million, or 28 cents per share.

Revenue rose 1 percent to $15.66 billion, slightly short of the $15.75 billion that analysts expected.

For the full year, the company expects revenue to grow 1 percent to 5 percent, citing decisions to invest in more profitable business lines and "a more uncertain demand environment." It previously expected growth of 5 percent to 9 percent. The new forecast translates to a range of $62.1 billion to $64.6 billion.

Source: http://us.rd.yahoo.com/dailynews/rss/earnings/*http%3A//news.yahoo.com/s/ap/20110816/ap_on_hi_te/us_earns_dell

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Tuesday, August 16, 2011

Cheap Online Auto Insurance - How to Get the Cheapest Car Coverage ...

Posted by admin on August 16th, 2011

If you want the cheapest car coverage you need to buy your car insurance online. if you buy your can insurance online, you will have access choosing from the company that has the most moderate rate for the insured. The best way to get the cheapest car insurance coverage is to buy your car insurance from a company that has the highest discount percentage for their deductibles.

If you want cheap online auto insurance, you need to know that if you can maximize the use of insurance deductibles, you will get the lowest cost for your car coverage. Most times people don?t know how insurance deductibles work. if you are giving 10% discount for having defensive driving certificate in one company, you should look for the company that will give you 15% discount for the same reason or if a company give you 17% discount for buying all your coverage from their company, you should look for the company that will give you 22% discount. The company with the highest discount percentage for their deductible is always advisable because the will charge you less for your coverage.

You can also get low rate if you buy all your insurance coverage from one insurance company. But the best way to get the highest discount for your car insurance is to take part in defensive driving lesson and keep a clean record.

I have always said that auto insurance is a need, but you can keep the cost low. Do not use your entire earning to pay for your auto insurance. get the cheapest cost possible.

Cheap Online Auto Insurance ? How to Get the Cheapest Car Coverage

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Source: http://bestinsuranceportal.net/cheap-online-auto-insurance-how-to-get-the-cheapest-car-coverage/

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Fitness Equipment In Chicago | tngirlsbasketball.net

[unable to retrieve full-text content]In Chicago, they have home gyms, treadmills, elliptical trainers, cross trainers, exercises dvds and all sorts of other fitness equipment. All depending on what one's health and fitness goals are. The cross trainers and treadmills are ...

Source: http://tngirlsbasketball.net/fitness-equipment-in-chicago/

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Monday, August 15, 2011

County Using Comp Insurance to Target Illegal Contractors ? hcrgtech

A county in California?s Central Valley is looking at requiring roofing contractors and pool builders to provide proof of workers? compensation insurance as a way to stamp out the underground economy.

The pilot program will be the first of its kind in the state, according to the Chico Enterprise Record, and closely resembles a pair of California Assembly bills targeting unlicensed contractors. One bill is currently on hold, while the other is up for a third and final vote in the Senate.

Butte County Supervisors on July 26 voted 3-1, with one member abstaining, to direct staff to develop a detailed plan for a pilot program to check whether a swimming pool or roofing contractor has workers? compensation insurance when applying for a building permit. The program will also identify a way to check the worksites of contractors who claim to be exempt from work comp requirements because they have no employees, according to the Enterprise Record.

The county will originally target only contractors who do roofing and swimming pool work to get a better understanding of the amount of staff and time needed to monitor the insurance status of these permit applicants and analyze what works and what doesn?t in the pilot program, the Enterprise Record reported.

David Fogt, director of enforcement for the Contractors State Licensing Board, said he is assigning someone from his staff to do outreach in Butte County because the board wants to see the pilot project succeed.

Supervisors will discuss the pilot program again at the board?s next scheduled meeting on Aug. 9.

California lawmakers are also targeting contractors who don?t have workers? compensation insurance with legislation that would require proof of insurance when renewing licenses with the state or local governments.

AB 397 by Assemblyman Bill Monning, D-Carmel, would require contractors to show proof of comp coverage or exempt status when renewing licenses before the State Contractor Licensing Board. The bill is sailing through the Legislature, and is up for a third and final reading in the Senate.

The Senate Business, professions and Economic Development Committee passed the bill 8-0 on June 6, and the Assembly passed the measure 60-0 on April 14.

In may, Assemblyman Bill Berryhill, R-Ceres, pulled AB 465 from consideration this year, but he is hoping for adoption next year in the second year of the two-year legislative session. Berryhill?s bill would require landscaping and gardening businesses to show proof of workers? compensation coverage when applying for local business licenses.

Evan Oneto, a staff member for Berryhill, said in May the measure was pulled because it was ?not ready for prime time.?

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Source: WorkComp central and Chico Enterprise Record

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Source: http://hcrgtech.wordpress.com/2011/08/12/county-using-comp-insurance-to-target-illegal-contractors/

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Saturday, August 13, 2011

5 Real Estate Guidelines All Landlord Should Know About

Within the U.s., authentic?Houses for Sale in Forest Park estate laws differ from state to state. On the other hand, there are actually frequent laws that govern landlord-tenant relationships and dictate what should be carried out if you will find conflicts that happen along the way. Right here are five of your most vital true estate legal guidelines every last landlord must know:

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1. When?Homes for Sale in Forest Park renting out a home to another particular person or group, landlords get into a legal, binding deal. Because the landlord, you have the many suitable to receive an agreed upon rent in trade for that usage of your house. It is also your correct the property is returned undamaged (other than for typical have on and tear) in the direction of the stop of the rental interval.

2. It is portion from the landlord?s duty to respect the rights from the tenant, which consists of the ideal to make use of your house with no any interference. Tenants also must be presented with basic facilities inside home to get a respectable daily dwelling which consists of managing h2o, heat, rubbish disposable, maintenance, and appropriate to housing compliant with state and regional creating codes and rules.

three. As you rent out your residence, your tenant should be supplied with all pertinent specifics of you ? like as your name, handle and call info. Additionally it is a landlord?s obligation To not discriminate tenants for being disabled, for race, or for possessing kids, amid other illegal criteria. Thereby, landlords are unable to evict him or her on personal, unlawful grounds.

4. For almost any doable good reason, landlords may possibly NOT retaliate against their tenant by reducing off utilities, escalating the lease, or evicting. If your tenant has long been unable to spend lease, or has complained for you about dwelling situations within your rental property, or has joined a tenant union?s business, he ought to not get detrimental outcomes in the landlord.

five. When your tenant may be unable to pay the rent for much more than seven days overdue, landlords have to give a published observe to remind the tenant in regards to the payment as well as your intention to evict him really should the rent continue to be unpaid just after a specified deadline. The ideal to evict could also be utilized by a landlord when the tenant commits acts damaging to you or your property, harms other people, or commits an outrageous act that may endanger the security on the property as well as the neighbourhood. The tenant have to be provided a minimum of a 24-hour discover to leave the apartment. In case your tenant ignores your discover, you can continue with filing an eviction complaint in court.

Real estate home rental is amongst the most worthwhile aspects inside the real estate marketplace. Nevertheless, notice that when renting home, you?ve got as a great deal responsibilities as there are rights as landlord. Should you would love to accomplishment at actual estate home leasing, make certain you are aware of these laws by heart. It?s through these legal guidelines and rules that rental transactions run easily and conflicts get settled the soonest time doable. There could also be serious estate laws imposed by your state, asks your authentic estate manager about it and come across out.

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Tags: Homes for Sale in Forest Park, Houses for Sale in Forest Park

Source: http://www.chianti-ambiente-territorio.info/5-real-estate-guidelines-all-landlord-should-know-about/

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Britain's prime minister only makes things worse

Britain's prime minister only makes things worse

Reuters/Stefan Wermuth

David Cameron

To many looking from the outside, the recent unrest in Britain may have come as something of a surprise. Recent months have seen repeated protests, occupations, strikes and huge trade union marches, but street protests with seemingly no rhyme or reason were surely out of the question. With unfortunate timing, one British commentator, Nick Cohen, wrote a piece earlier this month titled "No riots here. Just quiet, ever-deeper misery," arguing that "the wider public remains resigned rather than enraged; indifferent rather than incandescent." The student protests of November and December last year were limited outbursts, no more, many agreed; the establishment consensus was that most people would grumpily carry on even in the face of huge cuts to public services, massive unemployment and more severe austerity measures to come.?

So what did happen in Britain last week? Analysis, or rather refusal to analyze, came thick and fast: This was the work of a mindless criminal underclass, of those who merely wanted expensive new sneakers but didn?t want to pay for them, and so on. The original trigger for the unrest -- the fatal shooting of a black man from a deprived part of London -- was quickly lost in the storm. Although many have tried to keep the backdrop of serious and long-term police racism and harassment as part of the discussion, reasonable voices have been drowned out in favor of an "act now, think later" approach.?

Of course, riots in Britain are nothing new, despite our attempt to brand ourselves as the eccentric, deferential land of Harry Potter and grandiose Royal Weddings. Over the last week, many have been reminded of the riots that took place in Brixton and Tottenham in the early to mid-1980s. Have things changed much since then? Some of the context is depressingly familiar -- police brutality and racist harassment, massive unemployment, child poverty, lack of social mobility and blatant economic inequality. Many have been keen to paint the recent disorder as mere criminality, unrelated to any political issues or demands -- except the desire to loot electronic goods. Indeed, over the past 20 years or so, it certainly feels like there has been a moratorium on any alternative narratives or motivations -- conspicuous consumption for those that can afford it, massive debt for those who can?t, but above all the imperative to spend for the sake of an increasingly uncertain economy.?

One particular trend that has certainly increased since the unrest of the early 1980s is steady gentrification, and it has had ever-eroding effects on urban life. The inequalities of British cities, where incredibly the rich live side-by-side with the profoundly dispossessed, are the visual marker of a deeper trend: the pushing out from urban environments of anyone without money, anyone who cannot afford to own property, who cannot find a job, or can find only badly paid menial work. When millionaire politicians -- many of whom have themselves been found guilty of stealing taxpayers' money to pay for second homes and expensive consumer goods -- attack people for theft and criminality, they make it clear once again that there is one rule for the rich and powerful and another for the poor.?

And now -- the crackdown. In an emergency session of Parliament, Prime Minister David Cameron declared that "we will do whatever it takes to restore law and order." His proposals were unusually concrete: more police on the street, more arrests and more prosecutions. CCTV footage will be used; no "phony human rights concerns" will stand in the way of publishing photographs of supposed offenders. Face-coverings can be removed by police whenever they feel like it, curfews are an option -- "Nothing is off the table," Cameron said. In the run-up to the Olympics next year, the government is "cracking down," just as it has been against students and other protesters in recent months, going so far as to "pre-arrest" many suspected activists in the run-up to the Royal Wedding in April.?

As of Friday morning, around 1,600 people have been arrested, with at least 500 charged, many in makeshift overnight courts. The sentences are incredibly harsh -- six months for one student with no previous criminal record for stealing water worth $5.70 (American), four months for an 18-year-old man in Manchester for swearing at the police. The majority of those sentenced so far, according to the Guardian, are "overwhelmingly young, male and unemployed."?

The authoritarian response of the British government to the disturbances is a worrying sign of things to come. The only "context" permitted in the public discourse is the old, regressive idea that families, particularly single mothers, are to blame for "lawlessness." This misplaced moralism is a deliberate attempt to avoid addressing the real causes of the unrest -- inequality, poverty, unemployment and a lack of alternative narratives. The immediate future for Britain looks grim: increasing state repression, increased fear and suspicion of the urban poor, increased social divisions along class and racial lines, more blame and punishment and zero understanding. In other words, the very things that created the unrest in the first place.

Source: http://www.salon.com/news/feature/2011/08/12/britains_prime_minister_only_makes_things_worse/index.html

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