Monday, July 16, 2012

When Payday Loans Save the Day - ST Missouri Finance Blog

Payday loans can really save the day when you?re in a financial fix. The other day my friend?s car broke down and, as he is a taxi driver, he was in a serious panic about where to find the money to fix the car so he could back to work. None of his friends or family had the cash and his employer couldn?t loan him the money so he turned to jiffy cash loans who offer cash advances between ?100 and ?1000. Within 15 minutes of applying he had the cash in his account and he got his car fixed that day. It?s true that the interest was quite high ? he paid back ?625 on a ?500 loan on his next payday. But, while this is a lot of interest to pay in one go, if you compare it with paying installments on a commercial loan or credit card, it is actually much cheaper.

Source: http://www.stmissouri.com/finance-and-money/when-payday-loans-save-the-day/

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